#Investor Update
#Investor Update
2/26/2026 11:00:00 PM
#investor update #latest

Market Update February 2026

Volatility beneath the surface - and why it matters

After a break over the summer, our monthly market update video series returns for 2026.

This month, Pie Funds’ Founder and Chief Investment Officer Mike Taylor and Head of Australasian Equities Michelle Lopez join Wealth Adviser Sam de Court to discuss what’s driving markets and how investors can navigate the months ahead.

Watch the video or read the full story below.

Volatility beneath the surface - and why it matters 

At first glance, markets in 2026 appear relatively calm. Major indices such as the ASX, NZX and S&P 500 have been broadly flat so far this year.

But beneath the surface, it’s been a very different story. 

As Mike Taylor notes, volatility has been significant - comparable in some ways to past periods of major disruption.  

While the overall market hasn’t moved dramatically, money has been “rotating” or shifting rapidly between different types of companies. 

What is a “rotation”? 

When we talk about a “rotation,” we mean investors moving their money from one group of companies into another. 

Right now, investors have been selling growth-oriented companies - particularly in technology and software - and reallocating capital into more defensive sectors such as utilities, consumer staples, property and infrastructure.  
This is not because the economy is collapsing. In fact, economic conditions remain reasonably solid. Instead, it reflects changing sentiment. 

Concerns about artificial intelligence (“AI”) potentially disrupting certain business models have led investors to reassess how much they are willing to pay for growth companies, most notably technology firms. In some cases, the market has been “shooting first and asking questions later” - lowering share prices before there is clear evidence that earnings will be affected. 

Rather than exiting markets entirely, investors have simply moved their capital elsewhere. 


Impact on our Australasian growth funds 

Our Australasian growth funds have a strong performance track record, delivering between 12-20% per annum since inception. These levels of returns continued through to around October 2025, however, since then, they’re down approximately 20% from their peaks. 

There are two main drivers behind this. 

First, global growth stocks have come under pressure due to fears of AI disruption. This has not only affected technology businesses but also companies across industries such as insurance and consumer discretionary.  

Second, the resources sector (mainly mining and energy companies) has performed strongly. Resources represent approximately a third of the Australian small caps market, and we’ve been underweight in this area. That positioning has created a headwind during this period. 

It’s important to understand that this has been a style-driven sell-off - not a collapse in company fundamentals across the board. 


What we’re doing about it. 


We’re not passive observers. 

The team has spent significant time reviewing holdings, focusing on businesses with: 

  • Specialised vertical markets 
  • Proprietary data 
  • Long contract cycles 
  • Mission-critical software embedded in customer workflows  


These characteristics help protect companies from competitive disruption. 

Where we have reduced conviction, we have exited positions. But many of the businesses we hold continue to demonstrate durable competitive advantages. 

Periods like this can feel uncomfortable. But indiscriminate selling often creates opportunities, particularly when strong businesses are marked down alongside weaker ones. We are beginning to see attractive valuations emerge. 


Volatility Is the price of higher returns 

One of the most important points Mike makes is this: you cannot deliver strong returns over the long term, like our Australasian growth funds for example, without accepting volatility. Higher returns require taking risk. And risk means there will be periods when performance is negative. 

Strong long-term performance is never achieved in a straight line. It comes in cycles - years of strong gains, followed by periods of underperformance. Over nearly two decades of investing, we’ve seen this pattern repeat.  

Market cycles do turn. 


While short-term declines can test conviction, history shows that staying invested through volatility has been critical to achieving strong long-term outcomes. 

We remain optimistic about the year ahead. This is a rotation within markets - not a recession, not a financial crisis. And while uncomfortable, these periods often lay the groundwork for the next phase of growth. 

Staying the course matters. 

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Information is current as at 23 February 2026. Pie Funds Management Limited (“Pie Funds”) is the issuer and manager of the funds in the Pie Funds Management Scheme and the Pie KiwiSaver Scheme (“Schemes”), the product disclosure statements of which can be found at www.piefunds.co.nz. Any advice is given by Pie Funds and is general only. Our advice relates only to the specific financial products mentioned and does not account for personal circumstances or financial goals. Please see a financial adviser for tailored advice. You may have to pay product or other fees, like brokerage, if you act on any advice. As manager of the Schemes, we receive fees determined by your balance and we benefit financially if you invest in our products. We manage this conflict of interest via an internal compliance framework designed to help us meet our duties to you. For information about how we can help you, our duties and complaint process and how disputes can be resolved, or to see our disclosure statement, please visit www.piefunds.co.nz. Please let us know if you would like a hard copy of this disclosure information. Past performance is not a guarantee of future returns. Returns can be negative as well as positive and returns over different periods may vary. The information is given in good faith and has been derived from sources believed to be reliable and accurate. However, neither Pie Funds nor any of its employees or directors gives any warranty of reliability or accuracy and shall not be liable for errors or omissions herein, or any loss or damage sustained by any person relying on such information, whatever the cause of loss or damage. No person, including the directors of Pie Funds, guarantees the repayment of units in the Schemes or any returns of units in the Schemes.

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