12/7/2023 11:00:00 PM

Fundamentals

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Balancing risks and returns has always been one of the main priorities for us at the Pie KiwiSaver Scheme. Especially when inflation rates are higher and markets are less predictable. However, with the long term approach and knowledge of investment fundamentals, there are still plenty of strong investment opportunities to be found. 
We use five key principles to guide our investment choices.

With Principle One we love to see skin in the game, which means we invest like it’s our own money - because over $100m of the money we manage across our investment funds and KiwiSaver comes from our staff, directors, and shareholders (as at 31.01.24).

Principle Two is we look for long-term viability and growth potential. When we’re considering companies to invest in, we look at the fundamentals. We want to make sure a company's business model is future-proofed and well-suited for the changing market and technological landscape, so it can continue to thrive over time. Investing responsibly is important to us, and we have a policy (available here) which relates to the consideration of environmental, social, and governance ("ESG") factors in our investment process.
We have refined these five key principles over the past 16 years since Pie Funds launched in 2007.

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As active management specialists, we stick to these principles when markets are up and when they’re down too. Our funds typically have a range of hand picked investments which our global investment specialists back as our best picks. We manage our Pie KiwiSaver Scheme funds in accordance with a robust risk framework to act in the best interests of our investors.

Pie's KiwiSaver Scheme has a range of actively managed funds, led by our local and global investment specialists that aim to provide expert insights and above average returns over the long-term. Plus, we're proud to offer a fee free account for members under 13 years old, making it even easier to start and grow their savings.


Information is current as at 30 November 2023. Pie Funds Management Limited is the manager of the funds in the Pie Funds Management Scheme and Pie KiwiSaver Scheme. Any advice is given by Pie Funds Management Limited and is general only. Our advice relates only to the specific financial products mentioned and does not account for personal circumstances or financial goals. Please see a financial adviser for tailored advice. You may have to pay product or other fees, like brokerage, if you act on any advice. As manager of the Pie Funds Management Scheme investment funds, we receive fees determined by your balance and we benefit financially if you invest in our products. We manage this conflict of interest via an internal compliance framework designed to help us meet our duties to you. For information about how we can help you, our duties and complaint process and how disputes can be resolved, or to see our product disclosure statement, please visit www.piefunds.co.nz. Please let us know if you would like a hard copy of this disclosure information. Past performance is not a reliable indicator of future returns. Returns can be negative as well as positive and returns over different periods may vary.